Early access: we're onboarding our first facilitators now.
Pleny

For Indian medical travel facilitators

Get paid from abroad. Know exactly what lands in your account.

  • No SWIFT needed
  • Tracked end to end
  • Settlement within hours

Payments viaRBI-authorised partners

Client sends

USDUSD$4,500

USD/INR 96.47

Live mid-market rate

You receive in INR

Pleny

₹4,29,763

1% fee, all in

₹9,541 more than a bank wire

Typical bank wire

₹4,20,222

  • − $35 sending fee
  • − $20 bank cut
  • − 2% FX markup

Pleny's 1% is indicative, not a quote. Bank wire uses typical fees; yours may differ.

Receiving money in India is difficult.

On a $4,500 referral fee, that's ₹9,541 you never see.

1%

Fee per payment, all in

Indicative while we finalise pricing

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See where your money is, right now.

Every step, every deduction. Nothing goes missing.

Payment WANJIKU-4471

Now: Wanjiku's bank, Kenya

In progress
  1. Wanjiku's bank, Kenya

    KES 583,000

  2. Licensed partner

    KES 583,000

  3. Converted to INR

    ₹4,34,104

  4. Pleny fee

    ₹4,29,763

    − ₹4,341

  5. Your bank, India

    ₹4,29,763

Every rupee accounted for

KES 583,000 sent = ₹4,34,104

You receive ₹4,29,763Total fees (1%) ₹4,341Lost along the way: ₹0

Global healthcare, made easy by local payments.

Serve globally. Collect locally.

Receive international payments from patients and healthcare partners in their preferred currency.

  • They pay by local bank transfer
  • You receive rupees in India
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KESKenyaKES collection

Paid by local transfer

KES 583,000

You receive

₹4,29,763

Credited in India

Stay compliant on every payment.

The documents your CA needs, with every payment, so it's recorded right as a service export.

  • FIRA with every payment
  • Issued by RBI-authorised banks
  • Purpose code recorded on each one
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How it works

Wanjiku, a patient in Nairobi, pays you $4,500.

  1. 1

    Wanjiku pays from her bank in Kenya

    A normal local transfer, in shillings, to the account we give her.

    Local bank transfer

    Kenya
    ToPleny (licensed partner)
    BankPartner bank, Nairobi
    Account0123 4567 8901
    ReferenceWANJIKU-4471

    Amount

    KES 583,000

    about $4,500

    Send KES 583,000
  2. 2

    Our licensed partner brings it to India

    It collects the shillings locally and moves the money over regulated rails.

    In transit

    Tracking
    1. Received in Kenya
    2. Converted at mid-market
    3. On its way to India
  3. 3

    Your bank account in India is credited

    Facilitator or hospital, in rupees, with the paperwork attached.

    Credited to A/c ••4471

    ₹4,29,763

    from Wanjiku, Kenya

    She sentKES 583,000
    Value$4,500
    Pleny fee (1%)− ₹4,341
    You receive₹4,29,763
    Remittance advice ready for your CA

FAQ

Is this legal?

Yes. Payments go through RBI-authorised partners and are recorded as inward remittances with the right purpose code.

Do you hold my money?

No. It goes from your client to a licensed payment partner to your bank account.

What does it cost?

We're finalising pricing with our first facilitators. You'll get a written quote before your first payment, and no fee you weren't told about.

Do I pay GST on referral fees from abroad?

Since 30 March 2026, fees earned as an intermediary for foreign clients can qualify as zero-rated exports, after Section 13(8)(b) of the IGST Act was removed. Check with your CA.

Which currencies can my clients pay in?

USD and most major currencies. Tell us where your clients are and we'll confirm.

What if a payment goes missing?

We track each payment from your client's bank to yours and follow up with the partner until it lands.

Built by founders from IIT Kharagpur, Goldman Sachs and Amazon who previously built payment products that processed $16M+. Backed by Alliance.

  • IIT KharagpurIIT Kharagpur
  • Goldman Sachs
  • Amazon
  • MathWorksMathWorks

Join the early access waitlist

We're onboarding a small group of facilitators first.

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